Frequently Asked Questions

RoosterLend is affiliated with a direct lender and offers payday loans and installment loans to eligible borrowers, subject to eligibility, underwriting and applicable law. Loans are made by RoosterLend's affiliated direct lender, which is named in your loan agreement.

Loans offered through RoosterLend are made by its affiliated direct lender. If you are approved and accept, your loan agreement is with that lender, and the lender's name appears in the agreement. Review it before you sign.

Use the Contact page. Customer service hours are Monday to Friday, 9:00 AM to 6:00 PM, and closed Saturday and Sunday.

RoosterLend offers payday loans and installment loans. A payday loan is a short-term loan generally repaid in a single payment on the due date in your agreement. An installment loan is repaid through a series of scheduled payments over a set period. Product availability depends on eligibility and applicable law.

A payday loan is generally repaid in one payment on your due date. An installment loan is repaid through several scheduled payments. Installment payments can be smaller, but a longer loan can cost more in total, so compare the total of payments.

Loan amounts depend on the product, your eligibility and Nevada law. The amount you are approved for is shown in your loan agreement before you accept.

Repayment terms depend on the product. Payday loans are generally repaid in one payment on the due date in your agreement. Installment loans are repaid through scheduled payments over a set period. Your exact due dates are listed in your loan agreement.

Your APR depends on the loan product, your application and the terms the lender can offer under applicable law. If you are approved, your APR is shown in your loan agreement before you accept, together with the finance charge, amount financed and total of payments. Review it carefully before signing.

Any fees that apply to your loan are disclosed in your loan agreement before you accept it.

APR expresses the cost of a loan as a yearly rate. Because a payday loan lasts only a short time, even a modest dollar cost becomes a high rate when it is expressed on a yearly basis. The finance charge shows the cost in dollars.

Borrowers who meet the lender's eligibility and underwriting requirements can apply. Specific eligibility requirements may vary by product and applicant. Loans are not available to members of the military.

The application may ask for valid identification, contact information, proof of income, employment information, bank account information, your current address and details of your loan request.

No. Loan approval is subject to eligibility and applicable underwriting requirements, including an assessment of your ability to repay.

Funding happens only after approval and completion of every loan origination step. Once your loan is finalized, funds may be available in 30 minutes or less.

Contact RoosterLend before your due date. Nevada law requires lenders to offer a repayment plan before starting a civil action to collect a defaulted payday or high-interest loan.

Nevada law gives payday loan customers a right to rescind a loan under the conditions in NRS 604A.5023. Your loan agreement explains how rescission applies to your loan.

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