Budgeting and debt help
- National Foundation for Credit Counseling (NFCC)Find a nonprofit credit counselor for help with budgets, debt and repayment plans.
- Consumer Financial Protection Bureau (CFPB)Federal guides on loans, credit, debt collection and your rights.
- Federal Trade Commission: Consumer AdviceInformation on credit, debt and avoiding scams.
Credit and lower-cost borrowing
- AnnualCreditReport.comThe official site for free credit reports from the three nationwide credit bureaus.
- MyCreditUnion.govLearn about credit unions, including small-dollar payday alternative loans offered by some federal credit unions.
Emergency and community help
- 211Connects you with local help for rent, utilities, food and other needs. Dial 2-1-1.
Nevada consumer protection
- Nevada Financial Institutions DivisionThe state agency that licenses and supervises payday and high-interest lenders in Nevada.
- NRS Chapter 604AThe Nevada law governing deferred deposit, high-interest and title loans.