RoosterLend is affiliated with a direct lender. Loans are made by the lender named in your loan agreement.

Loan Requirements

What to have ready before you apply, and how RoosterLend decides whether a loan is right for you.

Last updated:

What the application may ask for

InformationWhy it's needed
Valid identificationTo confirm who you are.
Contact informationA phone number and email address where RoosterLend can reach you.
Proof of incomeTo show you have a regular source of income.
Employment informationDetails about your employer or other source of income.
Bank account informationDetails of the account where funds would be deposited.
Residential informationYour current address.
Loan requestThe product you're interested in and the amount you'd like to request.

Specific eligibility requirements may vary by product and applicant.

How eligibility is decided

Each application is evaluated according to the lender's eligibility and underwriting criteria. Under Nevada law, licensed lenders must assess a customer's ability to repay before making a deferred deposit (payday) loan or a high-interest loan (NRS 604A.5011). Meeting the information requirements above does not guarantee approval.

Military borrowers

Loans are not available to members of the military.

Before you apply

  • Check that the payment would fit your budget.
  • Review the total cost, not only the amount you receive.
  • Consider alternatives, listed in Financial Resources.